Your Partner in Global B2B Payments

From secure digital payments to smart financial tools, we are the fintech partner empowering businesses worldwide to achieve unprecedented growth.

Cepta merchant holding a POS terminal

We deliver a comprehensive suite of financial solutions that simplify your global B2B payments.

Our end-to-end platform gives you the power to instantly confirm transactions, monitor financial activities, and grow with unmatched efficiency and security.

ISO 27001 Certified
PCI DSS Certified

Seamless Payment

Our secure Payment Gateway is designed to handle multi-currency transactions, reduce costs, and protect your business with integrated fraud prevention.

Collections

Receive payments from cards, mobile money, and bank transfers. We support all major channels so customers can always pay.

Payout

Send funds to any bank account with speed and reliability.

FX & OTC Trade Desk

Institutional-grade FX rates and OTC liquidity for large-volume currency conversions and cross-border treasury management.

Virtual Accounts

Accept payment from all banks in the UK, Canada, and Nigeria directly to your Cepta Virtual Account with dedicated IBANs.

Developer Docs

Integrate Cepta's full payment infrastructure with clear APIs, sandbox environment and webhooks for your team.

Flexible Reconciliation & Settlement

Automated reconciliation across all payment channels with clear settlement reports and real-time financial visibility.

Frequently Asked Questions

Everything you need to know about Cepta.

How does Cepta help businesses with global payments?

We enable seamless global payments and cross-border transfers, helping your business send and receive money from anywhere in the world with speed and efficiency.

What specific payment solutions does Cepta offer?

Cepta provides a comprehensive suite of solutions, including secure online payments, multi-currency wallets, FX conversion, and a centralized platform for managing all your transactions.

Is Cepta's platform secure and compliant?

Yes, our platform is built with compliance-driven risk management. We are a FINTRAC MSB regulated business and a PCI-DSS compliant gateway with built-in AML/CTF and fraud monitoring to ensure your data and transactions are secure.