Information About Us
www.cepta.co is a site operated by Cepta Payment Services Limited ("We"). We are registered in England and Wales under company number 15345837 and in Canada under BC1524853. We are located in the UK, Canada, Nigeria, and Kenya.
We are a limited company.
Changes to These Terms
We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we have made, as they are binding on you. If you use the Website after we have published these changes, you will be agreeing to be bound by them.
Information About Use
We may update the Website from time to time, and may change the content at any time. However, please note that any of the content on the Website may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that the Website, or any content on it, will be free from errors or omissions.
Accessing the Website
The Website is made available free of charge, although you should be aware that charges for internet use may apply at rates determined by your provider.
We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. Access to the Website is permitted on a temporary basis. We may suspend, withdraw, discontinue, or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms of use and that they comply with them.
Your Account and Password
If you choose, or you are provided with, a user identification code, password, or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
We have the right to disable any user identification code or password at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at [email protected].
Intellectual Property Rights
We are the owner or the licensee of all intellectual property rights in the Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from the Website for your personal use and you may draw the attention of others within your organisation to content posted on the Website.
You must not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, or sell any information or content obtained from or through the Website without our prior written consent.
If you print off, copy, or download any part of the Website in breach of these terms of use, your right to use the Website will cease immediately and you must return or destroy any copies of the materials you have made.
No Reliance on Information
The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Website.
Although we make reasonable efforts to update the information on the Website, we make no representations, warranties, or guarantees, whether express or implied, that the content on the Website is accurate, complete, or up-to-date.
Limitation of Liability & Indemnity
Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
To the extent permitted by law, we exclude all conditions, warranties, representations, or other terms which may apply to the Website or any content on it, whether express or implied.
We and our employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers, and service providers will not be liable to you for any indirect, incidental, consequential, special, exemplary, or punitive damages of any kind, including without limitation damages for:
- Loss of profits (whether direct or indirect), sales, business, or revenue
- Loss of use, loss of data, or loss of other intangibles
- Business interruption or loss of anticipated savings
- Loss of business opportunity, goodwill, or reputation
- Unauthorized interception of materials or information by third parties
Our maximum liability for all damages, losses, and causes of action shall be the total amount, if any, paid by you to us to access and use the Website.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment or data due to your use of the Website.
We assume no responsibility for the content of websites linked on the Website. Such links should not be interpreted as endorsement by us of those linked websites.
You agree to defend, indemnify, and hold harmless us and our employees, officers, directors, consultants, shareholders, affiliates, agents, representatives, licensors, suppliers, and service providers from and against all claims, losses, costs, and expenses (including attorneys' fees) arising out of your use of the Website or any violation of these terms of use by you.
Viruses
We do not guarantee that the Website will be secure or free from bugs or viruses. You are responsible for configuring your information technology and computer programs to access the Website. You should use your own virus protection software.
You must not misuse the Website by knowingly introducing any viruses, trojans, worms, logic bombs, spyware, or other malicious or technologically harmful code. You must not attempt to gain unauthorized access to the Website, any server it is hosted on, or any connected database. Such acts would constitute a criminal offense under the Computer Misuse Act 1990 and will be reported to relevant law enforcement authorities.
Linking to the Website
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists. The Website must not be framed on any other site.
We reserve the right at any time and in our sole discretion to block links to the Website through technological or other means without prior notice. If you wish to make any use of content on the Website other than that set out above, please contact [email protected].
Third-Party Links and Resources
Where the Website contains links to other websites and resources provided by third parties, these links are provided for your information only and do not represent an endorsement of that website by us. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Registration
Certain services made available on the Website may require prior registration. You must provide accurate and complete registration information and inform us of any changes to that information by altering your details as appropriate or by contacting [email protected]. Registration is for single users only.
Termination
These terms of use are effective until terminated. We, in our sole discretion, may terminate your access to or use of the Website at any time and for any reason, including if we believe that you have violated or acted inconsistently with the letter or spirit of these terms of use.
Upon any such termination, your right to use the Website will immediately cease. You agree that any termination of your access may be effected without prior notice, and that we shall not be liable to you or any third party for any termination of your access.
Electronic Communications
When you visit the Website or send emails to us, you are communicating with us electronically. For contractual purposes, you consent to receive communications electronically from us and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. This condition does not affect your statutory rights.
Applicable Law & Trade Marks
Our trade marks (whether registered or unregistered), trade names, and any service marks appearing on the Website are the property of Cepta Payment Services Limited and may not be used by you in any manner. All other trade marks or service marks appearing on the Website are the property of their respective owners and are subject to similar restrictions on use.
Contact Us
If you have any questions regarding the meaning or application of these terms of use, please direct such questions to us. Please note that email communications will not necessarily be secure; accordingly, you should not include credit card information or other sensitive information in your email correspondence with us.
[email protected]Miscellaneous
These terms of use do not, and shall not be construed to, create any partnership, joint venture, employer-employee, agency, or franchisor-franchisee relationship between you and us.
If any provision of these terms of use is found to be unlawful, void, or for any reason unenforceable, that provision will be deemed severable from these terms of use and will not affect the validity and enforceability of any remaining provision.
You may not assign, transfer, or sublicense any or all of your rights or obligations under these terms of use without our express prior written consent. We may assign, transfer, or sublicense any or all of our rights or obligations without restriction.
This, together with all policies referred to herein, is the entire agreement between you and us relating to the subject matter hereof and supersedes any and all prior or contemporaneous written or oral agreements or understandings between you and us relating to such subject matter.
We will not be responsible for failures to fulfil any obligations due to causes beyond our control.