Financial Infrastructure Built for Global Business

From payment gateways to reconciliation — every tool your business needs to move money confidently.

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Everything on One Platform

Each product is engineered for performance, security, and scale.

Payment Gateway

A secure, multi-currency gateway designed for high-volume transactions. Handle card payments, bank transfers, and alternative payment methods with built-in fraud prevention and instant confirmations.

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Collections

Receive payments from cards, mobile money, and bank transfers across multiple geographies. We support all major collection channels so your customers can always pay the way they prefer.

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Payout & Transfers

Send funds to any bank account globally with speed and reliability. Power supplier payments, contractor payouts, and bulk transfers with full transaction tracking.

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FX & OTC Trade Desk

Access institutional-grade FX rates and OTC liquidity for large-volume currency conversions. Manage multi-currency treasury and cross-border supplier payments with ease.

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Virtual Accounts

Issue dedicated virtual IBANs to your customers or subsidiaries in the UK, Canada, and Nigeria. Accept payments from all local banks directly — no complex integrations needed.

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Developer Docs

Integrate Cepta's full payment infrastructure with clear, well-documented APIs. Sandbox environment, API references, webhooks, and SDKs available for your engineering team.

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Flexible Reconciliation & Settlement

Automated reconciliation across all payment channels. Get clear settlement reports, real-time financial visibility, and customizable reporting to keep your books clean and accurate.

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Ready to Get Started?

Speak to our team and discover which Cepta products fit your business.